What is the minimum deposit required to get started at 98ok?

The minimum deposit at 98ok depends on your chosen payment method. With bKash and Nagad, you can start with as little as ৳100 — the lowest of any gaming platform in Bangladesh. For Rocket, the minimum is ৳200. Regardless of how much you deposit, the 150% welcome bonus is applied automatically — meaning a ৳100 deposit gives you ৳250 to play with. Just note that wagering requirements must be met before you can withdraw bonus funds. There are no hidden charges or processing fees — every taka you deposit goes straight to your wallet.

My phone number has changed, or my profile name was entered incorrectly — how do I fix this?

Certain profile details — such as your phone number, name, or date of birth — cannot be changed directly in the app for security reasons. You'll need to contact 98ok support to update them. The process is straightforward: reach out via live chat or email us at support@98ok.life and let us know what needs to be changed. Support will verify your identity — typically by sending an OTP to your originally registered number or asking for your NID number. Once verified, the update is completed within 24 hours. For mobile number changes, re-KYC may be required, as this is in place to protect your account. There is no charge for any part of this process.

98ok | Terms and Conditions — Rules, Payments and Membership

Contents

Membership Eligibility
Account Registration
Deposits & Withdrawals
Bonuses & Promotions
Betting Rules
Prohibited Activities
Data Protection
Responsible Gaming
Rule Changes

These terms apply to all 98ok services. If you run into any issues, please reach out to our support team.

Welcome to 98ok.life. On this page you'll find our complete terms and conditions. We've made every effort to write them in plain, straightforward English — so that every member can understand exactly what they're agreeing to, without getting lost in legal jargon.

Registering with or using 98ok means you have read these rules and agreed to abide by them. If you have any questions, ask our support team before you register — giving honest answers to honest questions is what we stand for.

Clause 01

Membership Eligibility

To open an account at 98ok, you must be at least 18 years of age. This isn't just a rule — keeping minors away from gaming is our ethical responsibility. We make no exceptions when it comes to age verification.

The age you provide at registration must be accurate. Providing false information will result in account termination at the KYC stage.
Each person may register only one account. Opening multiple accounts using the same mobile number or NID is strictly prohibited.
Residents of Bangladesh who are legally eligible to enjoy online gaming are welcome to become members.
98ok employees and their immediate family members are not permitted to play on the platform for real money.

Important: If a member is identified as underage, or later fails age verification, the account will be closed and any deposited funds returned — but no winnings will be paid out.

Clause 02

Account Registration & Management

All information provided at registration must be accurate and truthful. Submitting incorrect or false details — such as a wrong name, date of birth, or mobile number — may cause complications with KYC or payments down the line. 98ok will not process large payouts without completing identity verification.

Keep your password strong and hard to guess. Never share your password with anyone.
Report any unusual activity on your account to Support immediately.
You may not share your account with anyone else. Each member is solely responsible for all activity on their account.
For KYC, a clear photo of your National ID (NID) or Passport must be uploaded.
To update personal details on your account, contact Support and verify your identity.

Security Tips: Enable two-factor authentication (2FA) on your account via Google Authenticator or SMS. With 2FA active, your account stays protected even if your password is compromised.

Clause 03

Deposits, Withdrawals & Payments

All transactions on 98ok are processed through Bangladesh's most popular mobile banking services — bKash, Nagad, and Rocket. The table below outlines the key limits:

Payment Methods	Minimum Deposit	Minimum Withdrawal	Withdrawal Time	Charges
📱 bKash	৳100	৳300	3–5 minutes	Zero
💛 Nagad	৳100	৳300	3–5 minutes	Zero
🚀 Rocket	৳200	৳300	5–10 Minutes	Zero

Deposits must be made from your registered mobile number only. Deposits from another person's number will not be accepted.
Withdrawals will only be made to the registered, KYC-verified mobile number on the account. Third-party payments are not permitted.
Bonus balances cannot be withdrawn until the wagering requirements have been met.
Single payments exceeding ৳1,00,000 may require additional verification — this is for your security.
If a payment is delayed due to a technical issue with the banking system, it will be resolved within 24 hours.

Section 04

Bonuses & Promotional Offers

98ok offers a range of bonuses and promotions — including a welcome bonus, weekly reload, cashback, and VIP offers. Each bonus comes with its own terms, which are clearly stated at the time of claiming.

The welcome bonus (150%) applies to your first deposit only. Each member is eligible to receive it once.
To withdraw bonus funds, the bonus amount must be wagered at the specified multiplier (typically 10x–20x).
If you request a withdrawal while a bonus is still active, any unused bonus amount will be forfeited.
Claiming bonuses through multiple accounts from the same person or household will be treated as bonus fraud.
98ok reserves the right to modify bonus terms or discontinue any bonus program at any time.

Please note: Losses from bets placed with bonus funds are deducted from the bonus balance, not your real deposit. However, wagering progress is tracked across bets placed with both your bonus and real balance.

Clause 05

Betting & Gaming Rules

There are a few general rules every member should know before taking part in 98ok's Sports Betting, lottery, and Live Casino games. All game outcomes are determined through RNG (Random Number Generator) or a live feed — 98ok has no involvement in the results.

Once a bet is confirmed, it cannot be cancelled — however, the cash out feature may be available for live betting.
Lottery draws take place at scheduled times and results are published on the platform instantly.
If a game is interrupted due to a technical error, 98ok will void the relevant bet and refund the full amount.
If a sports match is abandoned or postponed, bets will be settled in accordance with 98ok's policy — typically voided or rescheduled.
Bets placed before an odds change will be settled at the original odds.

If 98ok detects suspicious betting patterns, it reserves the right to hold payments until an investigation is completed. This is done to protect the interests of all legitimate members.

Clause 06

Prohibited Activities & Consequences

98ok is committed to maintaining a fair and secure environment. The following activities are strictly prohibited and will result in immediate action upon detection.

Creating multiple accounts or registering under another person's identity.
Exploiting or manipulating the system to obtain bonuses.
Using the platform to launder money or conceal the proceeds of illegal activity.
Using software bots, automated betting systems, or hacking tools.
Attempting to steal another member's account credentials or gain unauthorized access to their account.
Participating in professionally organized syndicate betting or match fixing.

Consequences: If any of the above activities are proven, the account will be terminated immediately, funds may be forfeited, and legal action will be taken where applicable.

Clause 07

Data Protection & Privacy

Your privacy matters deeply to 98ok. We collect your personal information solely to provide our services — never to sell or share it unlawfully.

The name, mobile number, and email provided at registration are used solely for account management purposes.
KYC documents (NID/Passport) are stored on secure, encrypted servers.
Your bKash/Nagad PIN and full account number are never stored in 98ok's system.
Personal information is never shared with third parties except where required by law.

For full details, please visit our Privacy Policy Page Read it. To request deletion of your data, contact Support.

Section 08

Responsible Gaming

Online gaming is entertainment, not an obligation. 98ok wants every member to enjoy themselves within their financial means. If playing starts to feel like pressure rather than fun — that's the time to stop.

Set your own daily, weekly, or monthly deposit limits directly from your account settings.
Activate a cooldown period (24 hours–30 days) whenever you feel you need one.
To permanently close your account, contact Support — no questions asked.
When family members raise concerns, we take them seriously.

For further assistance Responsible Gaming View page.

Section 09

Rule Changes & Notifications

98ok reserves the right to update these terms and conditions at any time. When changes are made, the "Last Updated" date at the top of the page will be revised, and members will be notified by email or SMS for any significant updates.

Continued use of the platform after any rule update will be considered acceptance of the revised terms.
For major changes, we aim to give at least 7 days' notice in advance.
For any questions about the rules, contact us at support@98ok.life.

Dispute Resolution: In the event of any dispute, 98ok's decision is final. That said, every complaint will be reviewed fairly and responded to within 72 hours.

Why These Rules Are Written This Way

Terms and conditions on online gaming platforms are usually written in such complex language that most users don't bother reading them. 98ok has deliberately chosen a different approach. We believe every member has the right to know exactly what terms they're playing under, where 98ok's authority begins, and where it ends.

From registration through to withdrawal, 98ok is committed to full transparency at every step. Bonus terms are displayed directly alongside each offer — not buried in the fine print. We explain why KYC is required. And withdrawal timeframes are communicated upfront.

A common question we hear is: are these rules actually enforced? The answer is yes. 98ok's payments team verifies every large withdrawal against our policies. It may take a little time, but it's there to protect every honest member. A legitimate winner has no reason to worry about their payment being held up.

Many people skip past the Responsible Gaming section, but we want to be clear — it's one of our most important policies. 98ok does not want any member to face financial hardship. Staying within your entertainment limits is the smart move, and 98ok provides the tools to help you do exactly that.

If you ever feel that 98ok has applied a rule unfairly, contact Support directly to raise a complaint. Every complaint is recorded and reviewed by the senior team. Member feedback is what helps 98ok improve every day.

98ok Terms & Conditions — From Membership to Payout

📌 Key Rules Summary

Why These Rules Are Written This Way

❓ Frequently Asked Questions

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